Month: February 2018

Seven Tax Benefits of Owning a Home

As you prepare to file your taxes, you might be wondering if there are any benefits when it comes to owning a home? You also could be wondering how the new tax plan might affect the tax perks of homeownership when you file next year. Here, offers a complete guide to all of the tax benefits of owning a home—for this filing year (2017)

Read More »

Ways to Boost Your Credit Score Quickly

The higher your credit score, the better your chances of obtaining a loan, and the better your rates and terms. Here, Bankrate offers four tips for improving your credit score quickly so you can get the loan you need.  1. Check for errors on your credit report If you have a low credit score and you’ve paid your bills on time

Read More »

Rates Jump Again

Freddie Mac’s most recent Primary Mortgage Market Survey shows the 30-year fixed mortgage rate hitting its highest mark since December 2016. “The U.S. weekly average 30-year fixed mortgage rate rocketed up 10 basis points to 4.32 percent this week,” says Len Kiefer, Freddie Mac’s deputy chief economist. “Following a turbulent Monday, financial markets settled down with the 10-year Treasury yield resuming its

Read More »

How Much Home Can You Afford?

One of the most common questions a first-time home buyer will ask is, “How much home can I afford?” The answer, as a mortgage lender will tell you, is that “it depends.” There are no concrete rules for how much home you can afford, or how big your mortgage can be. This is partly because mortgage lenders determine your maximum home

Read More »
Sign up to get “My Two Cents.” It’s a blog where I share my thoughts on everything related to real estate finance.