It’s 2014 – so why aren’t rates higher?
You may have noticed a trend in the last month or so of interest rates actually declining. Despite economists predicting that they will rise steadily, and keep rising, all through 2014, they haven’t so far. A 30-year-fixed mortgage is somewhere around 4.5 percent right now, and has been since the holidays began. However, let’s not throw a party just yet. The