WHAT WE DO

What we do is pretty simple — we always do the right thing for our clients and we make lending better!

We are one of the top lending teams in the nation, and we’ve been able to succeed by restructuring how the lending process works.

Traditionally, a loan officer talks to clients, works on documents, quotes rates and then passes it off to another department. This leads to confusion, unnecessary back and forth, inaccurate information being delivered, and a terrible overall experience for homeowners.

In contrast, we’ve built a team of seasoned specialists all in one office dedicated to each client we work with. Would you rather have a one-man band working on the largest financial decision of your life or an entire team of experts?

Since 2003 we’ve been providing our clients and Realtor Partners with sound, strategic mortgage planning. With over $1.5 Billion in successful closings, there isn’t a situation that we haven’t seen or been able to create a solution for.

(Not convinced? Check out our five-star Yelp page or our five-star Zillow profile for more client reviews.)

My realtor connected me with Regan and I’m so glad he did! Regan helped me get the right loan for my situation at a great rate, went out of his way to thoroughly explain everything to me, and answered all of my questions (there were a lot!) I would highly recommend him and plan to work with him again in the future for any refinance or new home loans I may need.
George & ChristinaEl Segundo
George & Christina
Regan and team are top-notch professionals in the mortgage business. This is our fourth time dealing with him and his team at Watermark and I cannot say enough positive words to describe them — professional, courteous, thoughtful, intelligent, customer first. Thanks for all the hard work Regan!
Jo & ScottPlaya Vista
Jo & Scott
We found Regan highly recommended by our realtor and family. Regan and his team were extremely proactive, transparent, and were able to troubleshoot many of the unseen issues that come up in funding a loan! The whole process was made easy along the way and we would highly recommend Regan and Watermark many times over!
Chad & AlainaHawthorne
Chad & Alaina
We worked with Regan on the recent purchase of our home after our realtor connected us. Regan was incredibly knowledgeable, helpful and straightforward. He made sure we were informed, walked us through all of our options for our loan, and made the process easy. Also a pleasure to work with, would recommend to anyone.
Curtis & KaityManhattan Beach
Curtis & Kaity
Regan was with me every step of the way through the mortgage qualification process. He took the time to explain different home financing options, working within my budget. Regan was constantly in touch with me and my wife while our applications were pending, letting us know status of our loan approval. Closing was a breeze….Regan literally did everything to the point where we just had to show up and sign in order to close. The entire process was Zero hassle!
Matt & SaraTorrance
Matt & Sara

Homeowners deserve better than what the industry has given them.

We solve the dreadful mortgage process by giving them a highly qualified, professional and honest lending experience.

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Why a Dedicated Team of Expert Matters

Early on in his career Regan realized that there was a huge difference between how clients treated a mortgage compared to their investment portfolios. While history has shown us that real estate is one of the best ways to build wealth, clients seemed to put a priority on choosing the right wealth advisor but treated a mortgage like it was buying a TV. He quickly realized that it wasn’t the client’s choice, it was what each industry as given them.

We’ve built our practice just like a wealth advisor or money manager would. We’ve added experienced professionals that each have specific areas of expertise. We have a former accountant, a former money manager that held a series 7 and 63 license, a former underwriting supervisor and everyone on our team has at least a decade of experience in the mortgage industry.

We give homeowners the ability to be as strategic with their home purchases as they are with their other investments. Any lender can provide debt, but we provide the confidence of a well thought out mortgage plan created by specialists in all areas of finance.