Why 80% of Home Buyers Choose the Wrong Lender to Finance their New Home

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We don’t just close home loans, we close them on time and in a way that exceeds everyone’s expectations.

Client Testimonials

Regan helped me get the right loan for my situation at a great rate, went out of his way to thoroughly explain everything to me, and answered all of my questions (there were a lot!)
George & Christina
Regan and team are top-notch professionals in the mortgage business. This is our fourth time dealing with him and his team at Watermark and I cannot say enough positive words to describe them!
Jo & Scott
Regan and his team were extremely proactive, transparent, and were able to troubleshoot many of the unseen issues that come up in funding a loan! The whole process was made easy
Chad & Alaina

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© 2026 Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we don’t have all your information, so this does not constitute a commitment to lend. To get more accurate and personalized results, please call 859-869-7009 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center Dr Ste. 150 Irvine, CA 92628-4964. NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew DiSalvo NMLS1416809